I thought by having my husband's insurance as well as my own, I would be able to deliver at the hospital that I wanted to. I found out after a few different phone calls this morning that isn't the case. Well, let me re-phrase that. I could still deliver at the hospital that I want, but if I did, it would come with one hefty bill for us to pay. However, if I go where my insurance wants us to go, we might end up with a small bill or with no hospital bill at all. I would definitely rather have the cheaper bill of course, it is just disappointing knowing I won't be going where I am familiar, where I am comfortable.
I know a few different people that have delivered at the hospital I will be going to and they were very happy with their experience. That makes me feel a bit better. I definitely want to walk through there, get a good feel before I actually do go into labor though so that I do feel more comfortable and not so out of sorts. This hospital can't be all that bad if my best friend used to work there! This definitely isn't the end of the world, just something I need to wrap my head around.
It is so weird how you feel when you have to step out of your comfort zone, your little bubble. I have been doing it more and more the older I get, but it doesn't seem to get any easier! I will keep a positive attitude and be optimistic. That is the best that I can do and I imagine with good feelings like that, everything will be OK.
5 comments:
Let me say this: go walk through the other hospital and see how you feel. Visit it a few times if you need to. Then walk through your regular hospital. See which one you like better. If it's very obvious that you don't like the "other" hospital, then deliver where you are comfortable. You can make payments on the hospital bill. I went where I worked and I can't say it was wonderful. I definitely wish I had researched hospitals first.
Insurance is rough - I work in HR and deal with it every day. Is your insurance primary and Eli's is secondary? If so, yeah, they'll want you to stay "in-network" and go to the hospital on your insurance plan. It'll be a lot cheaper, but not worth it if you're not comfortable. I have some other thoughts...for example, can you drop your insurance and go onto Eli's only, and then go to the hopsital of your choice? You have my email if you want to chat more!
What hospital does the insurance want you to go?
Yuck! Clearly I haven't been in this situation yet but I cannot imagine how you must feel... especially with something like delivering your first baby. It will all work out, do your research and do what's best for you!
What hospital do you have to go to? I had Jayla at St Mary's and I absolutely loved it there. I had a wonderful experience there and I wish I could have our next one there too but unfortunately that won't be possible :(
If you have to have your baby at St Mary's too, feel free to write me.
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