Sorry for the depressing post before, but thank you so much to all of you that had kind words to say and advice. It really was thoughtful and means a lot.
Today was just one of those days...super stressful and a lot going on. In the end things are looking on the bright side and I am thankful to that.
I also found out today that if I were to refinance our house, we would end up saving almost $200 a month and paying less for our mortgage than a lot of people pay in rent. That is something that I was happy to hear especially with our daughter on the way.
So thank you all for your support!